Most Medical Professionals often start their careers with a significant amount of student debt. This debt must be paid even if disabled. However most disability insurance contracts are only designed to meet your personal needs at home and do not address the need for Student loan protection.
The Guardian, a leading provider of Specialty Specific Disability Insurance to Physicians has a solution. They have developed a rider called “The Student Loan Protection Rider” that can be added to their top tier disability policies to address this issue. When added to your underlying disability insurance policy issued by Guardian, this rider will pay you an additional monthly benefit up to amount of student loan protection on your policy. This additional protection will provide the necessary funds needed to meet your monthly student loan obligation.
When looking for student loan protection this rider to your disability income protection policy definitely give Guardian a leg up on the competition. You just may want to look into it further.
